Business Checking

 
Basic Business Checking - For businesses with minimal account activity or lower average balances.

Minimum to Open $100
Minimum Balances/Fees
  • No monthly maintenance fee
  • No monthly minimum balance requirement
Account Features and Benefits
  • No charge for the first 300 items processed per statement cycle, including debits/checks, credits/deposits and deposited items: 40¢ fee for each item processed over 300
  • Monthly statement includes imaged checks & deposit slips
  • Online banking with Bill Pay

  
Commercial Analysis Checking - For businesses with higher activity and average balances.

Minimum to Open $100
Minimum Balances/Fees
  • No monthly minimum balance requirement
  • Monthly maintenance fee is $12
  • Checks/debits posted (each) 14¢
  • Deposits/credits posted (each) 35¢
  • Items deposited (each) 11¢
Account Features and Benefits
  • Unlimited withdrawals and deposits
  • Monthly fee and per item charges are calculated by account analysis. Fees may be directly offset with an earnings credit based on collected account balances
  • Monthly statement includes imaged checks and deposit slips
  • Online banking with Bill Pay

 
Commercial Checking with Interest (NOW Checking) - A full service business checking account for organizations that may legally earn interest. Only non-profit corporations or sole proprietor businesses are eligible for this account.

Minimum to Open $100
Minimum Balances/Fees
  • Minimum daily ledger balance required to avoid monthly
     maintenance fee is $3,000
  • Average ledger balance required to avoid monthly maintenance fee is $6,000
  • Monthly maintenance fee is $15
Interest* Ask for current rates
  • Interest earned on daily collected balances and paid each statement cycle*
Account Features and Benefits
  • No monthly maintenance fee when minimum balance requirements are met
  • Unlimited withdrawals & deposits
  • Monthly statement includes imaged checks & deposit slips
  • Online banking with Bill Pay

 * Interest rates are subject to change without notice.

Earnings credit calculation subject to change without notice.

Please contact a Third Coast Bank representative for our current rates.