Basic Business Checking Commercial Analysis Checking Commercial Checking with Interest (NOW Checking)
Description

For businesses with minimal account activity or lower average balances

For businesses with higher activity and average balances

A full-service business checking account for organizations that legally may earn interest.

Minimum to Open

$100

$100

$100

Minimum Balances/Fees
No monthly maintenance fee
No monthly minimum balance requirement
No monthly minimum balance requirement
Monthly maintenance fee is $12
Checks/debits posted (each) 14¢
Deposits/credits posted (each) 35¢
Items deposited (each) 11¢
No monthly maintenance fee when balance requirements are met
Minimum daily balance to avoid maintenance fee is $3,000
Average ledger balance to avoid maintenance fee is $6,000
Monthly maintenance fee is $15
Interest *
(Ask for current rates)
N/A N/A Interest earned on daily collected balances and paid each statement cycle*
Account Features and Benefit
·No charge for the first 300 items processed per statement cycle, including debits/checks, credits/deposits and deposited items
40¢ fee for each item processed over 300
Monthly statement includes imaged checks & deposit slips
Online banking with Bill Pay
Unlimited withdrawals and deposits
 
Monthly fee and per item charges are calculated by account analysis. Fees may be directly offset with an earnings credit based on collected account balances****
 
Monthly statement includes imaged checks & deposit slips
 
Online banking with Bill Pay
Unlimited withdrawals & deposits
 
Monthly statement includes images checks & deposit slips
 
Online banking with Bill Pay

*Interest rates are subject to change without notice.
****Earnings credit calculation subject to change without notice