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Financing Opportunities for Your Small Business

SBA 7(a) Loan Program
7(a) Loans are used to finance permanent working capital, equipment, land and building, business acquisitions, and start-up businesses.
The Bank funds the entire loan with 75% guaranty of the SBA on loans over $150,000.  The maximum loan size is $5,000,000.  Borrower pays a guaranty fee to the SBA on the 75% guaranteed portion of the loan which can be included in the financing.
Up to 10 year term without real estate and up to 25 year term with real estate.
Reasons to use SBA 7(a) Loans
  • Business Acquisitions (Franchise or non-franchise)
  • Partner Buyouts
  • Start-up Business
  • Equipment and Machinery Financing
  • Real Estate - up to 25 years
  • Debt Refinance - longer terms to improve cash flow
  • Long Term Working Capital - secured by inventory and accounts receivable
SBA 7(a) Special Promotion for Veterans
Third Coast Bank will waive the cost of our internally prepared SBA loan package for Veteran Business Owners during 2019.  This represents a closing cost savings of up to $2,500!
SBA 7(a) Loan Application
Click here to access our 7(a) SBA Loan Application
SBA 504 Loan Program
504 Loans are used to buy or renovate real estate and may include some equipment.
The Bank partners with a Community Development Corporation (CDC) to provide financing. The portion of funds provided by the CDC are provided at a 20 or 25 year rate.
Reasons to use SBA 504 Loans
  • Real Estate
  • Equipment
SBA 504 Loan Checklist
Click here to access our 504 Loan Checklist

Third Coast Bank CARES Program

Third Coast Bank is approved to offer SBA Loan Products under SBA's Preferred Lender Program.  We can help small businesses keep workers paid and employed by offering the SBA 7(a) Expanded Paycheck Protection Program.  Please complete the attached request form and email to us at

SBA EIDL Program

SBA’s direct economic disaster loans to help with the effect of COVID-19.  Please click on the link to apply.  SBA Disaster Loan

SBA’s Coronavirus (COVID-19) Disaster Relief  Direct Lending: 

SBA disaster assistance customer service center. Call 1-800-659-2955
(TTY: 1-800-877-8339) or e-mail

We are an SBA Preferred Lender! 

Please send your completed application or checklist and required documents to

Call one of our SBA Team Members today!

Norma Velazquez-Harris (713) 485-8307 SBA Group Manager
Jason Yeow (713) 485-8327 SBA Operations Manager
Marielle Tisdell (713) 485-8363 SBA Account Relationship Manager
Shahmeer Narsi (713) 485-8337 SBA Account Relationship Manager
SBA Lender - U.S. Small Business Administration Logo
Approved to offer SBA Loan Products under SBA's Preferred Lender Program
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